Non-Subscriber Occupational Accident Coverage

Texas Non-subscriber Occupational Accident Insurance provides work place injury coverage for an employer who has non-subscribed or "opted-out" of the Workers' Compensation system. For employers who have occupational accident and employer's indemnity exposures, Texas Non-Subscriber Occupational Accident Insurance can help by reimbursing the insured employer's loss fund directly for covered losses.

Features and Benefits

• Standard Coverage includes: Accidental Death and Dismemberment, Paralysis, Temporary Total Disability, Continuous Total Disability and Accident Medical Expenses.
• Additional benefits available: Occupational Cumulative Trauma, Occupational Disease; and Loss of Use.
• Program Administrator has over 15 years experience in Non-Subscription market.

Claims

The goal of A&H Claims is the skillful evaluation and swift resolution of every claim. To make sure this commitment is met, we employ teams of specialists in accident and health claims, and we assign dedicated specialists to cases with complex needs. The people at A&H Claims embody our standards for service excellence. Our claims specialist unit is staffed with seasoned supervisors and examiners cross-trained in all facets of claims processing. These knowledgeable professionals have the expertise to provide the right solutions and the authority to implement them. What’s more, our people are warm, patient and particularly sensitive to difficult situations. We also provide specialized claims support exclusively for the needs of our agents, brokers and consultants.

We understand that our clients view their interaction with our team as the touchstone of the claims process. A&H’s Call Center is managed to ensure that the performance of our staff and our technological support results in an outstanding level of customer service for each of our clients.

Our Call Center operations are designed with the latest technology to optimize communications with our customers. Our sophisticated call management system is fully automated to minimize call transfers and hold times and provide every caller with exceptional service. And we are continually assessing Call Center volume, hold times and peak periods so that we are always staffed and ready to provide outstanding customer service.