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Independent Contractors Occupational

As organizations want to control costs and individuals want more flexible work schedules, more workers are becoming independent contractors. This includes office workers, technical consultants, health care specialists, instructors, artisans and franchise owners. Independent Contractors Occupational Accident Insurance enables organizations to extend vital benefits to this broadening portion of the workforce that might otherwise have to go without.


Features and Benefits

  • Accidental Death & Dismemberment (AD&D) benefits can be customized with a variety of options, including coverage for accident medical expense, paralysis, and temporary or continuous total disability.
  • Available to eligible organizations that maintain long-term agreements with 10 or more independent contractors.
  • Typical buyers include real estate brokers, couriers, and home care organizations.
  • Coverage helps attract skilled, qualified professionals.
  • Independent contractors can be confident coverage will help meet medical and financial needs if a covered accident occurs.
  • Benefits paid directly to insured or their survivors.

Claims

The goal of A&H Claims is the skillful evaluation and swift resolution of every claim. To make sure this commitment is met, we employ teams of specialists in accident and health claims, and we assign dedicated specialists to cases with complex needs. The people at A&H Claims embody our standards for service excellence. Our claims specialist unit is staffed with seasoned supervisors and examiners cross-trained in all facets of claims processing. These knowledgeable professionals have the expertise to provide the right solutions and the authority to implement them. What’s more, our people are warm, patient and particularly sensitive to difficult situations. We also provide specialized claims support exclusively for the needs of our agents, brokers and consultants.

We understand that our clients view their interaction with our team as the touchstone of the claims process. A&H’s Call Center is managed to ensure that the performance of our staff and our technological support results in an outstanding level of customer service for each of our clients.

Our Call Center operations are designed with the latest technology to optimize communications with our customers. Our sophisticated call management system is fully automated to minimize call transfers and hold times and provide every caller with exceptional service. And we are continually assessing Call Center volume, hold times and peak periods so that we are always staffed and ready to provide outstanding customer service.