Blanket Occupational Accident Insurance
Blanket Occupational Accident Insurance provides insurance coverage that is designed
to supplement Workers’ Compensation coverage for losses resulting from serious accidents
and protects companies by providing adequate cushions for loss funds. Typical insureds
include local and national industries, manufacturers, and commercial transportation
companies, especially those who self-insure.
Features and Benefits
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Helps increase likelihood of approval by state workers' compensation boards.
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Adds additional insurance protection within the self-insured retention.
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Lowers credit requirements.
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Provides insurance protection against future losses.
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Limits losses in Retro Program penalties.
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Caps losses in Loss-Sensitive Programs.
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Allows claim payments to be applied toward any Residual Market Load.
Claims
The goal of A&H Claims is the skillful evaluation and swift resolution of every
claim. To make sure this commitment is met, we employ teams of specialists in accident
and health claims, and we assign dedicated specialists to cases with complex needs.
The people at A&H Claims embody our standards for service excellence. Our claims
specialist unit is staffed with seasoned supervisors and examiners cross-trained
in all facets of claims processing. These knowledgeable professionals have the expertise
to provide the right solutions and the authority to implement them. What’s more,
our people are warm, patient and particularly sensitive to difficult situations.
We also provide specialized claims support exclusively for the needs of our agents,
brokers and consultants.
We understand that our clients view their interaction with our team as the touchstone
of the claims process. A&H’s Call Center is managed to ensure that the performance
of our staff and our technological support results in an outstanding level of customer
service for each of our clients.
Our Call Center operations are designed with the latest technology to optimize communications
with our customers. Our sophisticated call management system is fully automated
to minimize call transfers and hold times and provide every caller with exceptional
service. And we are continually assessing Call Center volume, hold times and peak
periods so that we are always staffed and ready to provide outstanding customer
service.